SLAUGHTERING DEBT

Slaughtering Debt

Its so sick I know but I keep telling people about how they should take care of their own money. You'd swear I am government or a parent or people are my responsibility. Fortunately, there are people who like me enough to boost my ego by inviting me to give some chats on this subject. This week I have a class with young couples on finances in their marriages. We started yesterday on "dealing with debt".

Today the debate was on "debt consolidation". I enjoy these classes so much. I like these couples a lot. I hope to be done by Friday.

STUDENT OF EQUITIES

I am a student of equities

In 2012 I took serious interest in equities, the JSE, bonds, notes, dividends and everything that is related to passive investments. I am one of those people who think in numbers. I do calculations by hand. I hardly ever use my calculators. Oh well, excel spread sheets are a life saver. I have tens of formulas for my budget, savings plans, homeloan, and everything related to finances. I quickly run a spread sheet to take a lot of decisions. Geeky, I know.
Today, I laid in my bed calculating the returns on various International Exchange Traded Funds (Index Funds). 2013 returns on quite a few of them is very impressive.
I have an early morning with son going to new school and all that. Have to go to bed earlier today.